---
title: Global Payment Processing Platform | Inovio
description: Offer global payment processing on your eCommerce site using Inoviopay’s integrated solutions.
---

[![Inovio logo](https://www.inoviopay.com/hubfs/inovio-logo-footer.png)](https://www.inoviopay.com/)

- [Payment](https://www.inoviopay.com/payment) 
    - [![International Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/international-ico.webp)
      
      International
      
       Go global with secure payment acceptance for virtually every currency. 
      
      
      
      ](https://www.inoviopay.com/payment/international)
    - [![Web3 Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/web3-ico.webp)
      
      Web3
      
       Experience the future of payments as blockchain technology meets our next-level software development. 
      
      
      
      ](https://www.inoviopay.com/payment/web3)
    - [![Payment Gateway Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/payment-gateway-ico.webp)
      
      Payment Gateway
      
       Access a flexible payment gateway that’s secure and scalable. 
      
      
      
      ](https://www.inoviopay.com/payment/payment-gateway-open-api)
    - [![Hosted Checkout Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/hosted-checkout-ico.webp)
      
      Hosted Checkout
      
       Let us host your checkout page for you — one that blends seamlessly with your website. 
      
      
      
      ](https://www.inoviopay.com/payment/hosted-checkout)
    - [![Recurring Subscription Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/recurring-subscription-ico.webp)
      
      Recurring Subscription
      
       Streamline your checkout with solutions for recurring and subscription-based payments. 
      
      
      
      ](https://www.inoviopay.com/payment/recurring-subscription)

- [Features](https://www.inoviopay.com/features) 
    - [![Security Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/security-ico.webp)
      
      Security
      
       Get peace of mind with support for 3-D Secure, certified P2PE, PCI compliance, and more. 
      
      
      
      ](https://www.inoviopay.com/features/security)
    - [![Risk management Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/risk-management-ico.webp)
      
      Risk management
      
       Reduce fraud, minimize chargebacks, create whitelists and blacklists, and more. 
      
      
      
      ](https://www.inoviopay.com/features/risk-management)
    - [![Reporting Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/reporting-ico.webp)
      
      Reporting
      
       Create customizable, actionable reports to track your sales, inventory, and more. 
      
      
      
      ](https://www.inoviopay.com/features/reporting)
    - [![Integrations Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/third-party-integrations-ico.webp)
      
      Integrations
      
       Enjoy seamless integration with leading third-party payment and CRM solutions. 
      
      
      
      ](https://www.inoviopay.com/features/third-party-integrations)
    - [![White Label API Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/flexible-white-label-api-ico.webp)
      
      White Label API
      
       Integrate custom-branded payment processing into your app, platform, or website. 
      
      
      
      ](https://www.inoviopay.com/features/flexible-white-label-api)
    - [![Authorization Optimization Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/authorization-optimization-ico.webp)
      
      Authorization Optimization
      
       Increase approvals with Transaction Recycling and Intelligent Transaction Routing. 
      
      
      
      ](https://www.inoviopay.com/features/authorization-optimization)
    - [![Multi-Currency Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/multi-currency-ico.webp)
      
      Multi-Currency
      
       Accept your international customers’ local currencies while getting paid in yours. 
      
      
      
      ](https://www.inoviopay.com/features/multi-currency)
    - [![Fraud Reduction Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/fraud-reduction-ico.webp)
      
      Fraud Reduction
      
       Reduce fraud while protecting sensitive cardholder data and your profits. 
      
      
      
      ](https://www.inoviopay.com/features/fraud-reduction)

- [Industries](https://www.inoviopay.com/industries) 
    - [![Retail Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/retail-ico-1.webp)
      
      Retail
      
       Optimize your retail business’ payments and operations. 
      
      
      
      ](https://www.inoviopay.com/industries/retail)
    - [![High risk Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/high-risk-ico.webp)
      
      High Risk
      
       Enjoy high approval rates for merchants in hard-to-place categories. 
      
      
      
      ](https://www.inoviopay.com/industries/high-risk)
    - [![Medicinal Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/medicinal-ico.webp)
      
      Medicinal
      
       Let us simplify your payments so you can focus on your patients. 
      
      
      
      ](https://www.inoviopay.com/industries/medicinal)
    - [![SaaS Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/saas-ico.webp)
      
      SaaS
      
       Automate recurring billing/subscription management through your software. 
      
      
      
      ](https://www.inoviopay.com/industries/saas)
    - [![Education Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/education-ico.webp)
      
      Education
      
       Streamline tuition collection for your school or educational program. 
      
      
      
      ](https://www.inoviopay.com/industries/education)

- [Explore](https://www.inoviopay.com#) 
    - [![Contact Us Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/contact-us-ico.png)
      
      Contact Us
      
       Get in touch with Inovio. 
      
      
      
      ](https://www.inoviopay.com#)
    - [![Partners Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/partners-ico.png)
      
      Partners
      
       Experience the flexibility of our partnership programs. 
      
      
      
      ](https://www.inoviopay.com/partners)
    - [![About Us Icon](https://www.inoviopay.com/hubfs/Inovio/about-ico.png)
      
      About Us
      
       Discover the industry’s most intelligent global payment platform and gateway. 
      
      
      
      ](https://www.inoviopay.com/about)
    - [![Blog Icon](https://www.inoviopay.com/hubfs/23215603/Inovio/blog-ico.png)
      
      Blog
      
       Get all the latest payment technology tips and trends with Inovio Insights. 
      
      
      
      ](https://www.inoviopay.com/blog)
    - [System Status 
      
      ](https://paymentshub.statuspage.io)
    - [North.com 
      
      ](https://north.com)

- Get Started

<https://www.inoviopay.com#>

- [Payment](https://www.inoviopay.com#) 
    - [←](https://www.inoviopay.com#)
    - [Payment](https://www.inoviopay.com/payment)
    - [International](https://www.inoviopay.com/payment/international)
    - [Web3](https://www.inoviopay.com/payment/web3)
    - [Payment Gateway](https://www.inoviopay.com/payment/payment-gateway-open-api)
    - [Hosted Checkout](https://www.inoviopay.com/payment/hosted-checkout)
    - [Recurring Subscription](https://www.inoviopay.com/payment/recurring-subscription)
- [Features](https://www.inoviopay.com#) 
    - [←](https://www.inoviopay.com#)
    - [Features](https://www.inoviopay.com/features)
    - [Security](https://www.inoviopay.com/features/security)
    - [Risk Management](https://www.inoviopay.com/features/risk-management)
    - [Reporting](https://www.inoviopay.com/features/reporting)
    - [Integrations](https://www.inoviopay.com/features/third-party-integrations)
    - [White Label API](https://www.inoviopay.com/features/flexible-white-label-api)
    - [Authorization Optimization](https://www.inoviopay.com/features/authorization-optimization)
    - [Multi-Currency](https://www.inoviopay.com/features/multi-currency)
    - [Fraud](https://www.inoviopay.com/features/fraud-reduction)
- [Industries](https://www.inoviopay.com#) 
    - [←](https://www.inoviopay.com#)
    - [Industries](https://www.inoviopay.com/industries)
    - [Retail](https://www.inoviopay.com/industries/retail)
    - [High Risk](https://www.inoviopay.com/industries/high-risk)
    - [Medicinal](https://www.inoviopay.com/industries/medicinal)
    - [SaaS](https://www.inoviopay.com/industries/saas)
    - [Education](https://www.inoviopay.com/industries/education)
- [Explore](https://www.inoviopay.com#) 
    - [←](https://www.inoviopay.com#)
    - [Contact Us](https://www.inoviopay.com#)
    - [About Us](https://www.inoviopay.com/about)
    - [Blog](https://www.inoviopay.com/blog)
    - [Partners](https://www.inoviopay.com/partners)
    - [System Status](https://paymentshub.statuspage.io)
    - [North.com](https://north.com)

![Inovio logo](https://www.inoviopay.com/hubfs/Group%2029234.png)

- Close

We're here to help!

If you’ve made it this far, you’re the smart and savvy type we love doing business with.

Contact us by calling [866-267-2246](tel:8662672246), emailing [info@inoviopay.com](mailto:info@inoviopay.com?subject=InovioPay.com%20Contact%20Form), or filling out the form.

## Ecommerce solutions for today, tomorrow, and beyond.

Inovio is a fully integrated global payment platform for online business. Technology-driven payment processing that’s one step ahead, meeting the demands of an evolving world. We are an innovative team who work across every continent — and everywhere in between.

![We accept Apple Pay, Google Pay, Pix, PagoEfectivo, and SEPA](https://www.inoviopay.com/hubfs/Inovio/payment-acceptance-logos.png)

[Explore                           ›](https://www.inoviopay.com/payment)

## Accept Payments from Anywhere in the world.

We bring payment processing to global ecommerce with unmatched expertise. Whatever the currency, we know it, we understand it. We move across borders, online and otherwise, with precision, speed, and security. Our innovative, omni-channel payment gateway is at the center of a universe filled with forward-thinking solutions. From white-glove support and service to a myriad of flexible APIs and integrations to unwavering security and fraud prevention, Inovio is your destination for everything under the ecommerce sun.

[![captive_portal_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24](https://www.inoviopay.com/hs-fs/hubfs/captive_portal_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png?width=71&height=71&name=captive_portal_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png)](https://www.inoviopay.com/payment/international)

### International online payment solutions.

[Learn More](https://www.inoviopay.com/payment/international)

[![step_over_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24](https://www.inoviopay.com/hs-fs/hubfs/step_over_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png?width=65&height=62&name=step_over_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png)](https://www.inoviopay.com/payment/web3)

### Web3 thinking for next- level payments.

[Learn More](https://www.inoviopay.com/payment/web3)

[![backup_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24](https://www.inoviopay.com/hs-fs/hubfs/backup_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png?width=87&height=60&name=backup_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png)](https://www.inoviopay.com/payment/payment-gateway-open-api)

### Open API that works anywhere.

[Learn More](https://www.inoviopay.com/payment/payment-gateway-open-api)

[![shopping_cart_checkout_FILL0_wght100_GRAD0_opsz24](https://www.inoviopay.com/hs-fs/hubfs/shopping_cart_checkout_FILL0_wght100_GRAD0_opsz24.png?width=68&height=72&name=shopping_cart_checkout_FILL0_wght100_GRAD0_opsz24.png)](https://www.inoviopay.com/payment/hosted-checkout)

### Flexible Hosted Checkout options.

[Learn More](https://www.inoviopay.com/payment/hosted-checkout)

[![refresh_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24](https://www.inoviopay.com/hs-fs/hubfs/refresh_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png?width=62&height=63&name=refresh_24dp_E8EAED_FILL0_wght100_GRAD0_opsz24.png)](https://www.inoviopay.com/payment/recurring-subscription)

### Recurring payments and subscriptions.

[Learn More](https://www.inoviopay.com/payment/recurring-subscription)

We are the payment gateway to the world.

## Features that are future-forward.

We bring comprehensive, experienced thinking to global payment processing. Here’s how the Inovio world works:

### [Multi-Layer Security](https://www.inoviopay.com/features/security)

Built on military-grade encryption and tokenization to reduce PCI compliance burdens and keep data safe.

![Multi-Layer Security image](https://www.inoviopay.com/hs-fs/hubfs/Group%2030465.png?width=192&height=192&name=Group%2030465.png)

### [Risk Management](https://www.inoviopay.com/features/risk-management)

Reduce worry and empower exploration and growth.

![Group 30459](https://www.inoviopay.com/hs-fs/hubfs/Group%2030459.png?width=275&height=156&name=Group%2030459.png)

### [Reporting](https://www.inoviopay.com/features/reporting)

View real-time sales volume and business performance. Get valuable insights into customer behavior; account performance; and buying trends broken down by day, week, month, or year.

![Group 30460](https://www.inoviopay.com/hs-fs/hubfs/Group%2030460.png?width=339&height=97&name=Group%2030460.png)

### [Integrations](https://www.inoviopay.com/features/third-party-integrations)

Third party integrations that are smooth and seamless, simplifying customization.

![Group 30461](https://www.inoviopay.com/hs-fs/hubfs/Group%2030461.png?width=244&height=260&name=Group%2030461.png)

### [Branding](https://www.inoviopay.com/features/flexible-white-label-api)

Flexible White Label API features that allow you to tailor our technology to your brand.

![Group 30462](https://www.inoviopay.com/hs-fs/hubfs/Group%2030462.png?width=336&height=202&name=Group%2030462.png)

### [Authorization optimization](https://www.inoviopay.com/features/authorization-optimization)

Designed for higher than standard risk. More data and experience than other payment processors, giving you:

- Higher first-time authorization rates.
- Better balanced fraud protection.
- Merchant-specific intelligent routing.

![Group 30463](https://www.inoviopay.com/hs-fs/hubfs/Group%2030463.png?width=340&height=111&name=Group%2030463.png)

### [Multi-currency](https://www.inoviopay.com/features/multi-currency)

Support for nearly every international currency on earth. Give global customers the power and convenience to pay in their native currency, complete with flexible settlement times and a simplified, streamlined checkout experience.

![Group 29490](https://www.inoviopay.com/hs-fs/hubfs/Group%2029490.png?width=188&height=188&name=Group%2029490.png)

### [Fraud prevention tools](https://www.inoviopay.com/features/fraud-reduction)

Empowers merchants with blacklists, address verification options, and velocity rules to mitigate brute-force attempts or card testing — as well as risk-mitigation tools that identify suspicious activity before fraud occurs.

![Group 30464](https://www.inoviopay.com/hs-fs/hubfs/Group%2030464.png?width=238&height=192&name=Group%2030464.png)

1/

[Explore                           ›](https://www.inoviopay.com/features)

## One payment platform for all integrations.

Inovio is everywhere you’re doing business online. From white-glove support and service to a myriad of flexible APIs and integrations to unwavering security and fraud prevention, Inovio is your destination for everything under the ecommerce sun.

![For Developers image](https://www.inoviopay.com/hs-fs/hubfs/Inovio/For%20Developers.webp?width=629&height=514&name=For%20Developers.webp)

[For Developers](https://developer.inoviopay.com/)

 For Developers, the Inovio payments gateway is designed to integrate seamlessly with your ecommerce business. You’ll get secure, intelligent processing with global scalability. Dig into flexible APIs, robust resources, and compatibility with any programming language. Your payment integrations have never been this fast or easy. Get more from your global business.

[Learn More](https://developer.inoviopay.com/)

![For Partners](https://www.inoviopay.com/hs-fs/hubfs/Inovio/For%20Partners.webp?width=629&height=514&name=For%20Partners.webp "For Partners image")

[For Partners](https://www.inoviopay.com/partners)

 For Partners, implementing Inovio’s payment technology into your business is the smart move. Our flexible partnership programs allow any size organization to create their own customized platform — backed by our years of expertise, experience, and North-powered payment might. Private-label solutions with the white-glove treatment. We’ll build the rocket, you point where it goes.

[Learn More](https://www.inoviopay.com/partners)

## Payment Solutions by Industry.

We are a premier platform for ecommerce around the world. Card-not-present transactions are our specialty — and that means expertise in specialty industries.

![Group 930-1](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%20930-1.webp?width=200&height=200&name=Group%20930-1.webp)

[ Retail ](https://www.inoviopay.com/industries/retail)

![Group 931-1](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%20931-1.webp?width=201&height=200&name=Group%20931-1.webp)

[ High Risk ](https://www.inoviopay.com/industries/high-risk)

![Group 932-1](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%20932-1.webp?width=200&height=200&name=Group%20932-1.webp)

[ Medicinal ](https://www.inoviopay.com/industries/medicinal)

![Group 933-1](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%20933-1.webp?width=200&height=200&name=Group%20933-1.webp)

[ SaaS ](https://www.inoviopay.com/industries/saas)

![Group 934-1](https://www.inoviopay.com/hs-fs/hubfs/Inovio/Group%20934-1.webp?width=200&height=200&name=Group%20934-1.webp)

[ Education ](https://www.inoviopay.com/industries/education)

Inovio is everywhere you’re doing business online.

[Explore                           ›](https://www.inoviopay.com/industries)

## Related reading.

Want to dig deeper? Visit our resource library to learn more about Inovio, our payment gateway, ecommerce solutions, and more.

<https://www.inoviopay.com/blog/how-smart-payments-turn-small-business-browsers-into-buyers>

[### How Smart Payments Turn Small Business Browsers Into Buyers

By Jereme Sanborn | March 03, 2026

](https://www.inoviopay.com/blog/how-smart-payments-turn-small-business-browsers-into-buyers)

<https://www.inoviopay.com/blog/5-business-problems-a-payment-api-solves>

[### 5 Business Problems a Payment API Solves

By Dave Galens | February 26, 2026

](https://www.inoviopay.com/blog/5-business-problems-a-payment-api-solves)

<https://www.inoviopay.com/blog/how-saved-payments-change-buying-behavior-at-checkout>

[### How Saved Payments Change Buying Behavior at Checkout

By Dave Galens | February 19, 2026

](https://www.inoviopay.com/blog/how-saved-payments-change-buying-behavior-at-checkout)

[More Articles                   ›](https://www.inoviopay.com/blog)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BreadcrumbList",
  "itemListElement" : [ {
    "@type" : "ListItem",
    "item" : {
      "@id" : "https://www.inoviopay.com",
      "name" : "Home"
    },
    "position" : 1
  } ]
}
```

```json
{
  "@context" : "http://schema.org/",
  "@type" : "Organization",
  "address" : {
    "@type" : "PostalAddress",
    "addressCountry" : "US",
    "addressLocality" : "Woodland Hills",
    "addressRegion" : "CA",
    "postalCode" : "91367",
    "streetAddress" : "21650 Oxnard St"
  },
  "email" : "clientsupport@inoviopay.com",
  "foundingDate" : "2016",
  "logo" : {
    "@type" : "ImageObject",
    "caption" : "Inovio Payments",
    "contentUrl" : "https://www.inoviopay.com/hubfs/Inovio/Inovio_Logo_112x112.jpg",
    "fileFormat" : "JPG",
    "mainEntityOfPage" : "https://www.inoviopay.com/",
    "name" : "Inovio Payments"
  },
  "name" : "Inovio Payments",
  "sameAs" : [ "https://www.facebook.com/InovioPay", "https://www.linkedin.com/company/inovio-payments-llc", "https://www.tiktok.com/@inoviopay", "https://www.instagram.com/inoviopay" ],
  "telephone" : "866-267-2246",
  "url" : "https://www.inoviopay.com/"
}
```